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You have a lot to consider when trying to find the best online lending solution. With this site we hope to give you various resources and helpful insight to make the best decision. Choose from a cash advance, installment loan or online loan. Also check to see what lenders are licensed to provide funding in your state. For example, if you live in California you need to find a registered lender. Consider a lender that not only offers cash advances, but also a payday loan product that's approved in California that has fair rates and fees. But also make sure they're licensed by the California Department of Business Oversight. Contact your online payday loan company to get more information. As always, you want to consider different borrowing methods and go with what works best. Payday loans are intended to be a short term solution and should not be used for a long term financial problem. Other options include bank loans installment loans, or a cash advance from your bank or credit card company.